Killeen, TX/2022: Credit Unions are members-owned, non-profit financial institutions that provide services to promote the financial well-being of their community. As a non-profit and member-centric cooperative, GCTFCU in Killeen offers multiple savings & lending options.
Greater Central Texas Federal Credit Union
Insured by the National Credit Union Share Insurance Fund (NCUSIF), Greater Central Texas Federal Credit Union offers a broad array of financial services in Killeen, TX. Formerly known as Killeen Teachers Federal Credit Union, it has been actively working since 1957 for the mutual benefit and general welfare of its member-owners. Their lending services include New and Pre-Owned Vehicle Loans, Pre-Approval on vehicle loans, and Secured & Unsecured loans. Greater Central Texas Federal Credit Union works within the area of Bell County, Texas, west of Interstate 35.
Lending Services Offered By Greater Central Texas Federal Credit Union
â€¢ An unsecured loan doesn’t require you to offer any collateral in order to acquire a loan.
â€¢ Approvals for an unsecured loan are usually made within 24 – 48 hours from the time application is received.
â€¢ Direct deposit, payroll deduction, and automatic transfer services are available for payment convenience.
â€¢ Secured Loan is a sum of money lent by a financial institution against collateral that has a value equal to or greater than the balance of the loan.
â€¢ Share Secured Loan: Loan backed by a share account (excluding an IRA) held with GCTFCU. The balance in the share account must remain equal to or greater than the balance of the loan through the life of the loan.
â€¢ Credit Builder Loan: One can establish or improve your credit score with a credit builder loan.
â€¢ New and Pre-Owned Vehicle Loans, Pre-Approval on Vehicle Loans: Sum of money a person borrows in order to purchase a vehicle and can pay it off in equated installments.
â€¢ Overdraft Protection is a credit service that provides monetary coverage in case you have insufficient funds in the account. An additional amount is transferred as immediate financial support, thereby allowing you to complete a transaction.
To know more about lending services offered by GCTFCU in Killeen, visit Greater Central Texas Federal Credit Union, 3305 E Elms Rd, Killeen, TX – 76542. Check out their website www.gctfcu.net to know more about their products and services.